Existing Citibank Ready Credit customers or anyone who has applied for a Citibank unsecured credit product in the last nine months are not eligible for this offer.

Allow up to 10 working days to process your application. To process your application, Citi will need to verify your identity and income. To verify your identity we will ask you to confirm details provided on your application. Please provide a contact telephone number that will be easy for us to contact you. Please notify your payroll department or accountant (if self employed) to ensure that they are willing to confirm your income details.

† Low annual fee of $99 applies.

* 7.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the twelve-month introductory period the interest rate will revert to an interest rate of 15.59% p.a. This interest rate is variable and subject to change and Citibank credit criteria.

ˆ The credit line of $5,000 to $25,000 is subject to Citibank’s credit criteria.

# Currency conversion fee applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fees may apply.