First Time Buyer
Home Loans

If you only have a 5-10% deposit then there maybe lenders which can help you, providing you have a suitable stable income to support the repayments. Check out the providers listed in our tables for an insight as to the types of products available and level of fees.

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BOQ Clear Path

Initial Rate: 4.87 (variable)
Initial Term: N/A
Comparison Rate: 4.87%
Max LVR: 95%
Fees: $0

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First Time Buyer/Low Deposit Home Loans*

Mortgage Name	Mortgage Type	Initial Rate	Initial Term	Comparison Rate	Max LVR	Application Fee	Apply

Clear Path	Variable	4.87% (variable)	N/A	4.87%	95%	No Application Fee	Enquire

Line of Credit	Line of Credit	4.94% (variable)	N/A	4.94%	95%	$363	Enquire

Basic Home Loan	Variable	4.99% (variable)	N/A	4.99%	95%	$363	Enquire

Premium Select	Variable	5.09% (variable)	N/A	5.09%	95%	No Application Fee	Enquire

Fixed 2 Year	2 Year Fixed	4.79% (variable)	2 Years	5.14%	95%	$220	Enquire

HomePlus	Tracker	5.00% (variable)	N/A	5.17%	95%	No Application Fee	Enquire

No Fee Variable Rate	Variable	5.20% (variable)	N/A	5.20%	95%	No Application Fee	Enquire

Low Rate Essential	Variable	5.18% (variable)	N/A	5.23%	95%	$750	Enquire

Base Variable	Variable	5.23% (variable)	N/A	5.23%	95%	$600	Enquire

Fixed 2 Years	Fixed Rate	4.94% (variable)	2 Years	5.24%	95%	$275	Enquire

Fixed 3 Years	3 Year Fixed	5.40% (variable)	3 Years	5.26%	95%	$600	Enquire

Orange Advantage	Variable	4.88% (variable)	N/A	5.35%	95%	$220	Enquire

Offset Home Loan	Variable	4.94% (variable)	N/A	5.36%	95%	$363	Enquire

Peak Performance	Line of Credit	5.36% (variable)	N/A	5.36%	95%	No Application Fee	Enquire

Choice Package	Variable	5.38% (variable)	N/A	5.38%	95%	No Application Fee	Enquire

Regular Saver	Variable	5.39% (variable)	N/A	5.39%	95%	No Application Fee	Enquire

Economy	Variable	5.43% (variable)	N/A	5.43%	95%	$595	Enquire

Economiser	Variable	5.44% (variable)	N/A	5.44%	95%	$600	Enquire

Base Variable	Variable	5.08% (variable)	N/A	5.46%	95%	$600	Enquire

Fixed 2 Year	2 Year Fixed	4.84% (variable)	2 Years	5.47%	95%	No Application Fee	Enquire

Rate Cutter	Variable	5.49% (variable)	N/A	5.49%	95%	$695	Enquire

Choice Package Fixed 1 Year	1 Year Fixed	4.79% (variable)	1 Years	5.88%	95%	No Application Fee	Enquire

Tailored Fixed 1 Year	1 Year Fixed	4.89% (variable)	1 Years	5.88%	95%	$600	Enquire

Choice Package Fixed 10 Years	10 Year Fixed	7.64% (variable)	10 Years	5.88%	95%	No Application Fee	Enquire

Tailored Fixed 10 Years	10 Year Fixed	7.74% (variable)	10 Years	5.88%	95%	$600	Enquire

Tailored Fixed 4 Years	4 Year Fixed	5.54% (variable)	4 Years	5.88%	95%	$600	Enquire

Choice Package Fixed 5 Years	5 Year Fixed	5.69% (variable)	5 Years	5.88%	95%	No Application Fee	Enquire

Choice Package Fixed 2 Years	2 Year Fixed	4.84% (variable)	2 Years	5.88%	95%	No Application Fee	Enquire

Choice Package Fixed 4 Years	4 Year Fixed	5.44% (variable)	4 Years	5.88%	95%	No Application Fee	Enquire

Tailored	Variable	5.88% (variable)	N/A	5.88%	95%	$600	Enquire

Choice Package Fixed 3 Years	3 Year Fixed	5.05% (variable)	3 Years	5.88%	95%	No Application Fee	Enquire

Mortgage Shredder	Variable	5.89% (variable)	N/A	5.89%	95%	$700	Enquire

Shredder 1 Yr Intro	Variable	5.09% (variable)	1 Years	5.89%	95%	$695	Enquire

Double Deal	Variable	4.88% (variable)	2 Years	5.89%	95%	$295	Enquire

Super Start	Variable	5.09% (variable)	3 Years	5.89%	95%	$695	Enquire

Wealth Package 1 Yr Variable	Variable	5.45% (variable)	1 Years	5.90%	95%	No Application Fee	Enquire

Wealth Package	Variable	5.90% (variable)	N/A	5.90%	95%	No Application Fee	Enquire

Wealth Package Fixed 1 Year	1 Year Fixed	4.79% (variable)	1 Years	5.90%	95%	No Application Fee	Enquire

Wealth Package Fixed 10 Years	10 Year Fixed	7.59% (variable)	10 Years	5.90%	95%	No Application Fee	Enquire

1 Year Guaranteed Rate	Variable	4.79% (variable)	1 Years	5.90%	95%	$600	Enquire

Fixed 2 Years	2 Year Fixed	4.99% (variable)	2 Years	5.90%	95%	$600	Enquire

Standard Variable	Variable	5.90% (variable)	N/A	5.90%	95%	$600	Enquire

Fixed 5 Years	5 Year Fixed	5.84% (variable)	5 Years	5.90%	95%	$600	Enquire

Advantage Package	Variable	5.90% (variable)	N/A	5.90%	95%	No Application Fee	Enquire

Wealth Package Fixed 5 Years	5 Year Fixed	5.69% (variable)	5 Years	5.90%	95%	No Application Fee	Enquire

Wealth Package Fixed 4 Years	4 Year Fixed	5.59% (variable)	4 Years	5.90%	95%	No Application Fee	Enquire

Fixed 3 Years	3 Year Fixed	5.24% (variable)	3 Years	5.90%	95%	$600	Enquire

Fixed 4 Years	4 Year Fixed	5.74% (variable)	4 Years	5.90%	95%	$600	Enquire

1 Yr Discounted Variable Rate	Variable	5.20% (variable)	1 Years	5.90%	95%	$600	Enquire

Fixed 10 Years	10 Year Fixed	7.74% (variable)	10 Years	5.90%	95%	$600	Enquire

Wealth Package Fixed 2 Years	2 Year Fixed	4.84% (variable)	2 Years	5.90%	95%	No Application Fee	Enquire

3 Year Special Economiser	Variable	4.84% (variable)	3 Years	5.90%	95%	$600	Enquire

Fixed 1 Year	1 Year Fixed	4.94% (variable)	1 Years	5.90%	95%	$600	Enquire

Wealth Package Fixed 3 Years	3 Year Fixed	5.09% (variable)	3 Years	5.90%	95%	No Application Fee	Enquire

Advantage Package	Variable	5.97% (variable)	N/A	5.97%	95%	No Application Fee	Enquire

Fixed 3 Years	3 Year Fixed	4.99% (variable)	3 Years	6.01%	95%	$495	Enquire

Standard Variable	Variable	6.01% (variable)	N/A	6.01%	95%	$495	Enquire

Fixed 5 Years	5 Year Fixed	5.49% (variable)	5 Years	6.01%	95%	$495	Enquire

Fixed 4 Years	4 Year Fixed	5.29% (variable)	4 Years	6.01%	95%	$495	Enquire

Fixed 2 Years	2 Year Fixed	4.79% (variable)	2 Years	6.01%	95%	$495	Enquire

First-Start	Variable	5.01% (variable)	1 Years	6.01%	95%	$495	Enquire

Fixed 1 Year	1 Year Fixed	4.75% (variable)	1 Years	6.01%	95%	$495	Enquire

Line of Credit Facility	Line of Credit	6.36% (variable)	N/A	6.36%	95%	$495	Enquire

Firstmac	Variable	5.11% (variable)	N/A	5.11%	90%	$600	Enquire

Your home may be repossessed if you do not keep up repayments on your mortgage.

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

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The products compared on this page are a collection that Which4u.com.au has agreements to track applications from and is not representative of all the products available in the market. The product information provided cannot be considered comprehensive and may not contain all the features relevant to you. Use of terms like ‘best’ and ‘top’ are not product ratings and are subject to our terms and conditions of use.

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BOQ Clear Path

First Time Buyer/Low Deposit Home Loans*

First Time Buyer
Home Loans