If you only have a 5-10% deposit then there maybe lenders which can help you, providing you have a suitable stable income to support the repayments. Check out the providers listed in our tables for an insight as to the types of products available and level of fees.
Lender |
Mortgage Name |
Mortgage Type |
Initial Rate |
Initial Term |
Comparison Rate |
Max LVR |
Application Fee |
Apply |
---|---|---|---|---|---|---|---|---|
![]() |
Variable
|
4.87% (variable)
|
N/A
|
4.87%
|
95%
|
No Application Fee
|
||
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Line of Credit
|
4.94% (variable)
|
N/A
|
4.94%
|
95%
|
$363
|
||
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Variable
|
4.99% (variable)
|
N/A
|
4.99%
|
95%
|
$363
|
||
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Variable
|
5.09% (variable)
|
N/A
|
5.09%
|
95%
|
No Application Fee
|
||
![]() |
2 Year Fixed
|
4.79% (variable)
|
2 Years
|
5.14%
|
95%
|
$220
|
||
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Tracker
|
5.00% (variable)
|
N/A
|
5.17%
|
95%
|
No Application Fee
|
||
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Variable
|
5.20% (variable)
|
N/A
|
5.20%
|
95%
|
No Application Fee
|
||
![]() |
Variable
|
5.18% (variable)
|
N/A
|
5.23%
|
95%
|
$750
|
||
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Variable
|
5.23% (variable)
|
N/A
|
5.23%
|
95%
|
$600
|
||
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Fixed Rate
|
4.94% (variable)
|
2 Years
|
5.24%
|
95%
|
$275
|
||
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3 Year Fixed
|
5.40% (variable)
|
3 Years
|
5.26%
|
95%
|
$600
|
||
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Variable
|
4.88% (variable)
|
N/A
|
5.35%
|
95%
|
$220
|
||
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Variable
|
4.94% (variable)
|
N/A
|
5.36%
|
95%
|
$363
|
||
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Line of Credit
|
5.36% (variable)
|
N/A
|
5.36%
|
95%
|
No Application Fee
|
||
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Variable
|
5.38% (variable)
|
N/A
|
5.38%
|
95%
|
No Application Fee
|
||
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Variable
|
5.39% (variable)
|
N/A
|
5.39%
|
95%
|
No Application Fee
|
||
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Variable
|
5.43% (variable)
|
N/A
|
5.43%
|
95%
|
$595
|
||
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Variable
|
5.44% (variable)
|
N/A
|
5.44%
|
95%
|
$600
|
||
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Variable
|
5.08% (variable)
|
N/A
|
5.46%
|
95%
|
$600
|
||
![]() |
2 Year Fixed
|
4.84% (variable)
|
2 Years
|
5.47%
|
95%
|
No Application Fee
|
||
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Variable
|
5.49% (variable)
|
N/A
|
5.49%
|
95%
|
$695
|
||
![]() |
1 Year Fixed
|
4.79% (variable)
|
1 Years
|
5.88%
|
95%
|
No Application Fee
|
||
![]() |
1 Year Fixed
|
4.89% (variable)
|
1 Years
|
5.88%
|
95%
|
$600
|
||
![]() |
10 Year Fixed
|
7.64% (variable)
|
10 Years
|
5.88%
|
95%
|
No Application Fee
|
||
![]() |
10 Year Fixed
|
7.74% (variable)
|
10 Years
|
5.88%
|
95%
|
$600
|
||
![]() |
4 Year Fixed
|
5.54% (variable)
|
4 Years
|
5.88%
|
95%
|
$600
|
||
![]() |
5 Year Fixed
|
5.69% (variable)
|
5 Years
|
5.88%
|
95%
|
No Application Fee
|
||
![]() |
2 Year Fixed
|
4.84% (variable)
|
2 Years
|
5.88%
|
95%
|
No Application Fee
|
||
![]() |
4 Year Fixed
|
5.44% (variable)
|
4 Years
|
5.88%
|
95%
|
No Application Fee
|
||
![]() |
Variable
|
5.88% (variable)
|
N/A
|
5.88%
|
95%
|
$600
|
||
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3 Year Fixed
|
5.05% (variable)
|
3 Years
|
5.88%
|
95%
|
No Application Fee
|
||
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Variable
|
5.89% (variable)
|
N/A
|
5.89%
|
95%
|
$700
|
||
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Variable
|
5.09% (variable)
|
1 Years
|
5.89%
|
95%
|
$695
|
||
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Variable
|
4.88% (variable)
|
2 Years
|
5.89%
|
95%
|
$295
|
||
![]() |
Variable
|
5.09% (variable)
|
3 Years
|
5.89%
|
95%
|
$695
|
||
![]() |
Variable
|
5.45% (variable)
|
1 Years
|
5.90%
|
95%
|
No Application Fee
|
||
![]() |
Variable
|
5.90% (variable)
|
N/A
|
5.90%
|
95%
|
No Application Fee
|
||
![]() |
1 Year Fixed
|
4.79% (variable)
|
1 Years
|
5.90%
|
95%
|
No Application Fee
|
||
![]() |
10 Year Fixed
|
7.59% (variable)
|
10 Years
|
5.90%
|
95%
|
No Application Fee
|
||
![]() |
Variable
|
4.79% (variable)
|
1 Years
|
5.90%
|
95%
|
$600
|
||
![]() |
2 Year Fixed
|
4.99% (variable)
|
2 Years
|
5.90%
|
95%
|
$600
|
||
![]() |
Variable
|
5.90% (variable)
|
N/A
|
5.90%
|
95%
|
$600
|
||
![]() |
5 Year Fixed
|
5.84% (variable)
|
5 Years
|
5.90%
|
95%
|
$600
|
||
![]() |
Variable
|
5.90% (variable)
|
N/A
|
5.90%
|
95%
|
No Application Fee
|
||
![]() |
5 Year Fixed
|
5.69% (variable)
|
5 Years
|
5.90%
|
95%
|
No Application Fee
|
||
![]() |
4 Year Fixed
|
5.59% (variable)
|
4 Years
|
5.90%
|
95%
|
No Application Fee
|
||
![]() |
3 Year Fixed
|
5.24% (variable)
|
3 Years
|
5.90%
|
95%
|
$600
|
||
![]() |
4 Year Fixed
|
5.74% (variable)
|
4 Years
|
5.90%
|
95%
|
$600
|
||
![]() |
Variable
|
5.20% (variable)
|
1 Years
|
5.90%
|
95%
|
$600
|
||
![]() |
10 Year Fixed
|
7.74% (variable)
|
10 Years
|
5.90%
|
95%
|
$600
|
||
![]() |
2 Year Fixed
|
4.84% (variable)
|
2 Years
|
5.90%
|
95%
|
No Application Fee
|
||
![]() |
Variable
|
4.84% (variable)
|
3 Years
|
5.90%
|
95%
|
$600
|
||
![]() |
1 Year Fixed
|
4.94% (variable)
|
1 Years
|
5.90%
|
95%
|
$600
|
||
![]() |
3 Year Fixed
|
5.09% (variable)
|
3 Years
|
5.90%
|
95%
|
No Application Fee
|
||
![]() |
Variable
|
5.97% (variable)
|
N/A
|
5.97%
|
95%
|
No Application Fee
|
||
![]() |
3 Year Fixed
|
4.99% (variable)
|
3 Years
|
6.01%
|
95%
|
$495
|
||
![]() |
Variable
|
6.01% (variable)
|
N/A
|
6.01%
|
95%
|
$495
|
||
![]() |
5 Year Fixed
|
5.49% (variable)
|
5 Years
|
6.01%
|
95%
|
$495
|
||
![]() |
4 Year Fixed
|
5.29% (variable)
|
4 Years
|
6.01%
|
95%
|
$495
|
||
![]() |
2 Year Fixed
|
4.79% (variable)
|
2 Years
|
6.01%
|
95%
|
$495
|
||
![]() |
Variable
|
5.01% (variable)
|
1 Years
|
6.01%
|
95%
|
$495
|
||
![]() |
1 Year Fixed
|
4.75% (variable)
|
1 Years
|
6.01%
|
95%
|
$495
|
||
![]() |
Line of Credit
|
6.36% (variable)
|
N/A
|
6.36%
|
95%
|
$495
|
||
![]() |
Variable
|
5.11% (variable)
|
N/A
|
5.11%
|
90%
|
$600
|
The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.